The Nuts and Bolts of Why I Use the Capital One Venture X Credit Card.
- dadtraveltips
- Nov 15, 2024
- 2 min read
The Capital One Venture X isn’t just another credit card in my wallet—it’s the card I genuinely use and get the most value from. It’s not one of those “coupon cards” where you have to jump through hoops to justify the annual fee. In fact, recouping the $395 annual fee is effortless with just one or two simple transactions. Here’s why this card has earned a permanent spot in my wallet.
Effortlessly Recoup the Annual Fee
Every year, the Venture X gives me:
$300 Travel Credit: This is applied automatically when booking through the Capital One Travel portal.
10,000 Bonus Miles: Worth at least $100 toward travel, these miles help round out the value.
My go-to method? Booking car rentals through the portal. Why rentals? Because Venture X comes with Hertz President’s Circle status, which means free upgrades, extra points, and priority service. Plus, it’s easy to status match with other rental companies, giving me even more value.
Primary Rental Car Insurance: A Major Perk
Since the Venture X is a Visa Infinite card, it comes with primary rental car insurance when you pay for the rental using the card. This benefit alone has saved me from having to purchase pricey add-ons at the counter. It’s a must-have for frequent travelers.
Unlimited Lounge Access for Me and My Guests
One of the perks I use most often is the unlimited guest access to Priority Pass lounges. This is a standout feature—most cards with lounge access charge for guests.
My additional users also get their own Priority Pass memberships, making it a great benefit for family and friends.
With access to the Capital One Lounge network, which is expanding, there are even more options for a premium airport experience.
A Simple, High-Value Rewards System
I love how straightforward this card is:
2x Miles on Every Purchase: No need to keep track of rotating categories.
Flexible Redemption Options: I can use the miles through the portal or take advantage of the purchase eraser to get reimbursed for travel-related charges. It’s simple, fast, and effective.
Amazing Transfer Partners
The Venture X miles transfer to several partners at a 1:1 ratio, opening up excellent redemption opportunities:
Wyndham Rewards: I’ve found incredible value booking stays in the Wyndham Palladium collection, especially for all-inclusive resorts.
International Flights: Transfer partners make booking premium cabins on long-haul flights much more affordable.
Why the Venture X Works for Me
There are other benefits I haven’t even touched on, but these are the ones I use most and where I find the best value. It’s a card that fits seamlessly into my lifestyle without needing extra effort to maximize the rewards.
If this sounds like a card that could work for you, here’s a link to get started. By using this link, you’ll earn a sign-up bonus, and I might earn some bonus miles as well—thank you in advance!
Disclaimer: I may receive rewards if you sign up through my link.
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